This document is issued by Elite Trading Academy (“Company”), operating through www.elitetradingacademy.co.in (“Website”) and the Elite Trading Academy Mobile Application (“Mobile Application”). Any person using the Website or Mobile Application will be referred to as the “User.” Accessing or continuing usage constitutes binding acceptance of all following terms.

The Company provides digital content related to financial markets, explicitly for informational and educational purposes. It must be noted that the Company is not registered with SEBI (Securities and Exchange Board of India). The Website and Mobile Application may, from time to time, offer articles, recordings, sessions, and downloadable materials. These materials are provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, express or implied, including but not limited to warranties of accuracy, completeness, timeliness, or fitness for a particular purpose. Users acknowledge sole responsibility for the usage of any material provided through any digital means affiliated with the Company.

All liabilities and risks associated with investments or trading practices undertaken based on any part of the material are the responsibility of the User. The Company disclaims all liabilities, including any financial losses, business disruption, damages, or other incidents arising from reliance on any information directly or indirectly obtained from the Website or Mobile Application. It is explicitly understood that the Company, its directors, employees, or associates may or may not have positions in securities or markets discussed within educational content, and such content should never be construed as investment advice, suggestion, or solicitation.

The Company does not guarantee the uninterrupted functionality of its Website or Mobile Application. Errors, server failures, connection drops, and potential system vulnerabilities may occur, for which the Company holds no responsibility. Use of third-party links or services mentioned on the Website or Mobile Application, including advertising, testimonials, or external content, is at the User’s discretion. The Company assumes no responsibility for outcomes from interactions with any external entities.

Testimonials, when displayed, are individual experiences and must not be interpreted as typical or guaranteed. They are presented in varied formats (text, audio, video) and reviewed solely for editorial reasons (grammar, length). Users are neither paid nor incentivized unless explicitly disclosed.

Regarding data handling, Users may be asked to submit personal information (including but not limited to name, contact details, Aadhaar number, etc.) for account or content access purposes. Cookies may be used. Users may disable cookies through browser configuration. While the Company implements industry-standard protective measures, no method of electronic storage or transmission is guaranteed secure. Users agree to hold the Company harmless in case of any data breach, leak, or misuse.

All fees paid for digital access, programs, or subscriptions are final and non-refundable under ordinary circumstances. Only duplicate payments or verified technical non-delivery by the Company may qualify for refund consideration, entirely at the Company’s discretion. Users are required to accept these financial conditions prior to engaging with paid services.

Affiliate relationships may exist. Referrals generating sales may result in commission-based rewards. Affiliates are bound by a separate set of guidelines and must not misrepresent the Company’s services as SEBI-authorized or guaranteed-income schemes. Failure to comply may result in disqualification and forfeiture of dues.

The Company reserves the right to amend, alter, or update any portion of this Terms & Conditions document at any time. Continued use following such changes constitutes binding agreement. The governing law shall be that of the Republic of India, and all disputes shall fall under the jurisdiction of courts in Punjab.

By accessing or using this Website or Mobile Application, the User affirms that they have read, understood, and agreed to these terms. In the event the User disagrees with any clause, they are required to discontinue use immediately.